Loan Rates

Rates effective as of November 1, 2018

Personal Loans

Loan Type APR
Overdraft Protection

Variable Rate

18.00%
Signature

As low as 8.99% with Relationship Rewards

As low as
9.99%
Education As low as
5.99%
Share Secured 2.15%
Share Certificate Secured 2.00% Above Earned Dividend

Vehicle Loans

Loan Type APR
New, Used, Refinance

As low as 3.24% with Relationship Rewards

As low as
4.24%
Recreational Vehicles

As low as 5.24% with Relationship Rewards

As low as
6.24%

VISA Credit Card

VISA Card APR
VISA Platinum

The periodic rate used to compute the FINANCE CHARGE is based on an index plus a margin. The (“Index) is the Prime Rate as published in the Money Rates section of The Wall Street Journal on the last business day of each month and is subject to change monthly. The (“Margin”) is determined by the Credit Union’s underwriting criteria, your ability to repay and will be disclosed to you when your account is approved and will range from 4.74% to 14.75%. Your rate will never be more than 18.00%, regardless of The Wall Street Journal Prime Rate. Any change in the Index will be effective on the first day of the billing cycle following the date of the change. An increase in the Index will result in an increase in the periodic rate, which in turn, may result in higher payments. Rates shown are effective as of September 26, 2018. Click here to view our VISA terms and agreement.

As low as
9.99%
VISA Platinum Rewards

The periodic rate used to compute the FINANCE CHARGE is based on an index plus a margin. The (“Index) is the Prime Rate as published in the Money Rates section of The Wall Street Journal on the last business day of each month and is subject to change monthly. The (“Margin”) is determined by the Credit Union’s underwriting criteria, your ability to repay and will be disclosed to you when your account is approved and will range from 4.74% to 14.75%. Your rate will never be more than 18.00%, regardless of The Wall Street Journal Prime Rate. Any change in the Index will be effective on the first day of the billing cycle following the date of the change. An increase in the Index will result in an increase in the periodic rate, which in turn, may result in higher payments. Rates shown are effective as of September 26, 2018. Click here to view our VISA terms and agreement.

As low as
10.90%

Home Equity

Loan Type APR
Home Equity-Open End

Variable Rate. Rate is subject to change and is based on the Prime Rate. When the Prime Rate changes, the new rate will be effective the following month. Prime Rate is effective as of September 26, 2018. Rate will not exceed 12% or fall below 3.25%. Members in our Relationship Rewards program may be eligible to receive up to $1000 towards closing costs. Your loan must close, be set up on your Credit Union account and remain open for at least 36-months, or you will be responsible for reimbursing the Credit Union for all closing costs incurred by the Credit Union, including the appraisal.

5.25%

Second Mortgage

Loan Type APR
60 Months 3.99%
84 Months 4.24%
120 Months 4.49%
144 Months 4.99%
180 Months 5.24%

Mortgage Loans

Click below to view today's mortgage rates.

View Rates

APR: Annual percentage rate; APY: Annual percentage yield