Vehicle Loans

We offer some of the lowest rates around.

In the market for a new or used vehicle? Looking to refinance to a lower rate and/or lower your payment?

We can help make buying a new or used vehicle more affordable. Our low rates and extended terms will help you tailor a loan to fit your budget. Plus, we will process your loan request quickly!

Love your car, but not your rate?

Let Us Beat Your Rate By 1% or More...

Apply Today for a vehicle loan!

You must be a member in order to apply for a loanor be click here to find out if you are eligible for membership

*The online application is not fully functional for Samsung mobile phone users. Please do not use the online application. It will be available for Samsung mobile phones within the next few weeks. Thank you for your patience!

*APR=Annual Percentage Rate and is based on evaluation of applicant’s credit. USPS FCU will beat the rate from another financial institution by at least 1% Annual Percentage Rate (APR) with a floor rate of 2.99% APR for 36 months. Other terms available. Typical Interest Rates range from 3.99% to 18.00% APR. Promotional rates from other lenders do not qualify. Must provide verification of rate you have been offered from another financial institution. Minimum amount financed must be $10,000. Financing term must be 84 months or less. Offer does not apply to loans currently financed with USPS FCU. Rate must be for a similar product and term. Relationship Rewards program rate discounts cannot be combined with this offer. Loans subject to credit approval. Other terms and conditions may apply. Other restrictions may apply. USPS FCU reserves the right to withdraw or change this offer at any time.