Credit Cards

VISA Credit Cards at low rates to suit your needs and budget.

Attention VISA Credit Card Holders

We migrated to a new VISA credit card platform this past weekend. You can now register for the new VISA website eZcardinfo.com for you to access your account and make payments. You may also make your payment by calling 833-541-0763. If your payment was due on October 11th, and you did not make your payment prior to the 8th, you may make your payment on the new website, then send us an email or call our VISA Department at 800-877-7328 to have any late payment fees waived. If your payment is set up on automatic payments, your payment will process as usual. If you encounter any problems, please call us. If you were previously set up for e-statements, you will need to re-enroll on the new website. We apologize for any inconvenience this may cause you, as we are striving to provide you with the most up-to-date products and services.

VISA Platinum Rewards cardholders may access their reward account information by registering at ScoreCardRewards.com.

When you want the easiest way to pay for what you need, put a U. S. Postal Service Federal Credit Union VISA® Credit Card in your wallet. We offer three types of cards —

  • VISA Platinum Rewards - Earn one point for every $1.00 spent then enjoy your rewards. Redeem points for:
1.6% Cash Back | Travel | Gift Cards | Donations to Charities | Merchandise | and More...
  • VISA Platinum - Enjoy a lower rate. VISA Rewards
  • VISA Secured - Our secured card is used to build or repair credit while securing funds in your savings account.

Our cards are valid worldwide, everywhere that accepts VISA Credit Cards. You can even use our VISA Credit Cards at thousands of ATMs worldwide when you need extra cash. Add the convenience of our great, low rates and our cards are hard to beat!

Available points, redemption information, and a full selection of rewards can be viewed after registering your USPS FCU Platinum Rewards Credit Card. Score Card Rewards is our way of saying thank you for choosing USPS FCU as your partner in providing financial solutions. Use your USPS FCU Platinum Credit Card for all your purchases and redeem your points for what you want….when you want!

Manage your rewards right from your mobile phone. Click here to learn how!

Verified by VISATake advantage of Verified by Visa, an easy way to enjoy added security for all your online Visa card purchases. This service is free to VISA cardholders.

Apply Today to get your USPS FCU Credit Card!

You must be a member in order to apply for a loanor be click here to find out if you are eligible for membership.  

*The online application is not fully functional for Samsung mobile phone users. Please use the online application from a computer. It will be available for Samsung mobile phones in the future. Thank you for your patience!

Which card is the best for you?

Card Benefits VISA Platinum Rewards or Visa Secured VISA Platinum or Visa Secured

Annual Percentage Rate (APR) for Purchases & Balance Transfers

0.00% Introductory offer for the first 12 billing cycles that your account is opened.

After that, As low as 8.90% depending on your credit history. This APR will vary with the index based on the Prime Rate*. Rate will never exceed 18.00%.

0.00% Introductory offer for the first 12 billing cycles that your account is opened.

After that, As low as 7.99% depending on your credit history. This APR will vary with the index based on the Prime Rate*. Rate will never exceed 18.00%.

Annual Percentage Rate for Cash Advances 

As low as 8.90% depending on your credit history. This APR will vary with the index based on the Prime Rate*. Rate will never exceed 18.00%.

As low as 7.99% depending on your credit history. This APR will vary with the index based on the Prime Rate*. Rate will never exceed 18.00%.

Platinum Rewards Program X
No Annual Fee X X
No Foreign Transaction Fee X X
No Minimum Finance Charge X X
25-Day Grace Period On Purchases X X
Common Carrier Travel Accident Insurance $1,000,000 $1,000,000
Credit Line $500-$35,000 $500-$35,000
Baggage Delay Insurance X X
Auto Rental CDW (Collision Damage Waiver) X X
Cell Phone Protection X X

Additional Card Benefits Include: Roadside Dispatch, Travel and Emergency Services, Purchase Security and Extended Protection, Return Protection, Extended Warranty, Emergency Cardholder Services and Year-End Summary of Charges. 

For questions or assistance regarding USPS FCU VISA benefits, call the toll-free phone number on the back of your USPS FCU VISA card, or 1-800-VISA-911.

*View our Visa Terms and Agreement for more important details. Call 800-877-7328 to request a hard copy.

Learn More About Credit Cards With Our Financial Education Center

Learn how credit cards work, the benefits of them, and ways to prevent fraud by taking our Credit Cards module in our Financial Education Center.

VISA Account Updater

Click here to learn how your card information can be automatically updated when you receive a new or reissued card.

VISA Balance Transfers

Print and complete this form. Return form to USPS FCU ATTN: VISA 7905 Malcolm Rd., Suite 311 Clinton, MD 20735 Or Fax to: 301-856-4409.

It pays to carry and use the USPS FCU Visa Rewards card. I use it to make large and small purchases and the points add up quickly. I have used this card around the world and never had to deal with expensive fees like at a bank. They offer double rewards points promotions which have allowed me to collect up to $2,300 in a single year when I redeemed the cash option!

William, Member in Virginia since 1986