Credit Cards

VISA Credit Cards at low rates to suit your needs and budget.

When you want the easiest way to pay for what you need, put a U. S. Postal Service Federal Credit Union VISA® Credit Card in your wallet today. We offer three types of cards —

  • VISA Platinum Rewards
  • VISA Platinum
  • VISA Secured - Our secured card is used to build or repair credit while securing funds in your savings account.

VISA Platinum Rewards = Make a purchase. Earn points. Choose your rewards. Enjoy!

Use your Platinum Rewards Credit Card for all of your purchases and you'll be on your way toward earning rewards. Your points will begin to add up quickly! You will earn one point for every $1.00 spent in eligible purchases.

Stars and Moons

PROMO: Wrap up the year with DOUBLE POINTS! From everyday purchases, like fuel and groceries, to all of your holiday needs. Your purchases will really pay off!*

*Qualifying transactions must be purchase transactions. Balance transfer funds do not earn points. Returns do not qualify. Bonus points will be awarded by 2/28/19. Gift cards are not sponsors or co-sponsors of this promotion.

Redeem Your Points For:

1.6% Cash Back | Travel | Gift Cards | Donations to Charities | Merchandise | Green Products and More...

VISA Rewards

Available points, redemption information and a full selection of rewards can be viewed after registering your USPS FCU Platinum Rewards Credit Card. Rewards! is our way of saying thank you for choosing USPS FCU as your partner in providing financial solutions. Use your USPS FCU Platinum Credit Card for all your purchases and redeem your points for what you want….when you want!

Our cards are valid worldwide, everywhere that accepts VISA Credit Cards. You can even use our VISA Credit Cards at thousands of ATMs worldwide when you need extra cash. Add the convenience of our great, low rates and our cards are hard to beat!

Verified by VISATake advantage of Verified by Visa, an easy way to enjoy added security for all your online Visa card purchases. This service is free to VISA cardholders.

Apply Today to get your USPS FCU Credit Card!

Which card is the best for you?

Card Benefits VISA Platinum Rewards or Visa Secured VISA Platinum or Visa Secured

Annual Percentage Rate (APR) for Purchases & Balance Transfers

0.00% Introductory offer for the first 12 billing cycles that your account is opened.

After that, As low as 10.90% depending on your credit history. This APR will vary with the index based on the Prime Rate*. Rate will never exceed 18.00%.

0.00% Introductory offer for the first 12 billing cycles that your account is opened.

After that, As low as 9.99% depending on your credit history. This APR will vary with the index based on the Prime Rate*. Rate will never exceed 18.00%.

Annual Percentage Rate for Cash Advances 

As low as 10.90% depending on your credit history. This APR will vary with the index based on the Prime Rate*. Rate will never exceed 18.00%.

As low as 9.99% depending on your credit history. This APR will vary with the index based on the Prime Rate*. Rate will never exceed 18.00%.

Platinum Rewards Program X
No Annual Fee X X
No Foreign Transaction Fee X X
No Minimum Finance Charge X X
25-Day Grace Period On Purchases X X
Common Carrier Travel Accident Insurance $1,000,000 $1,000,000
Credit Line $500-$35,000 $500-$35,000
Baggage Delay Insurance X X
Auto Rental CDW (Collision Damage Waiver) X X
Cell Phone Protection X X

Additional Card Benefits Include: Roadside Dispatch, Travel and Emergency Services, Purchase Security and Extended Protection, Return Protection, Extended Warranty, Emergency Cardholder Services and Year-End Summary of Charges. 

For questions or assistance regarding USPS FCU VISA benefits, call the toll-free phone number on the back of your USPS FCU VISA card, or 1-800-VISA-911.

*View our Visa Terms and Agreement for more important details. Call 800-877-7328 to request a hard copy.

VISA Balance Transfers

Print and complete this form. Return form to USPS FCU ATTN: VISA 7905 Malcolm Rd., Suite 311 Clinton, MD 20735 Or Fax to: 301-856-4409.

It pays to carry and use the USPS FCU Visa Rewards card. I use it to make large and small purchases and the points add up quickly. I have used this card around the world and never had to deal with expensive fees like at a bank. They offer double rewards points promotions which have allowed me to collect up to $2,300 in a single year when I redeemed the cash option!

William, Member in Virginia since 1986