Frederick J. Heinen Scholarship Contest

Who Is Eligible: High school seniors or college students between the ages of 17 and 23 who are members of the USPS FCU. If you are not a member, you may complete an application, submit it with your initial deposit, and essay to qualify.

Competition Rules: Write an essay not to exceed 1,000 words typed from the topic below. Your essay will be judged on content, grammar and spelling. Entries must be postmarked no later than Friday, July 5th, 2024. Entries postmarked after that date will be disqualified.

Essay Topic: The Importance of Financial Literacy in Achieving Personal and Professional Goals. Elaborate on the pivotal importance of financial literacy in realizing personal and professional ambitions. How does a profound grasp of financial principles enable individuals to attain financial security, advance their careers, and cultivate lasting prosperity? Furthermore, how do you plan to utilize financial literacy to achieve your own educational, personal and professional goals?


  • 1st Place – $1,000
  • 2nd Place – $750
  • 3rd Place – $500

Submit Entries to:
Attn: Lindsay Ruehl
7905 Malcolm Rd, Suite 311
Clinton, MD 20735-1730, or email to: and/or
Fax: (301) 856-7548

Our selection committee will review all applications and winners will be notified by email or phone, and announced in the Summer PostScripts. The Committee will also announce the winners at the 90th Annual Meeting on July 24th, 2024. Funds will be deposited to the winners' USPS FCU share savings account.

If you have any questions, contact Ms. Lindsay Ruehl by email or call (301) 576-1353. Employees, Board and Supervisory Committee members and their immediate family are ineligible to participate.