Credit Life & Accident

Protect yourself and your family with Credit Life and Accident and Sickness Insurance.

Help Protect Your Family's Lifestyle At A Rate You Can Afford!

Payment Protection (credit insurance) can help safeguard your family's lifestyle and your peace of mind. It's financial security you can count on when you need it most and it's convenient, affordable, and easy to apply.

Why Take The Risk?

Who will make your loan payments if you can't? That's a worry you won't have to face with Payment Protection. If you die or become disabled due to a covered illness or accident, your loan may be reduced or paid off.

Simple Eligibility

No physical exam is required to qualify. A few simple health questions may be required and the group rates are affordable - typically less than individual coverage!

No Additional Bills

Don't worry about additional bills to pay. Your premiums will be included in your monthly loan payment.

Rest Easy

With Payment Protection, you can rest easy knowing your benefits may be paid in addition to any other insurance or company protection you may have.

Act Today

Protect yourself and your family every time you borrow. Some limitations and exclusions may apply. For details about coverage and costs, see your loan officer today!

Payment Protection is Credit Life and Disability Insurance and is underwritten and administered by Transamerica Financial Life Insurance Company (Home Office - Purchase, NY) in the state of New York. Investors Heritage Life Insurance Company (Home Office - Frankfort, KY) in the state of Kentucky, and in all other states by Life Investors Insurance Company of America (Home Office - Cedar Rapids, IA) or Monumental Life Insurance Company (Home Office - Baltimore, MD). Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your loan officer.