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Rates effective as of August 1, 2018
Regular Share/Trust/Special Club Accounts
| Account Type | Dividend/Interest | APY |
$250 Minimum Balance Term: Daily
$250 Minimum Balance
Rates Set: Quarterly | 0.05% | 0.05% |
$2,000.01 Minimum Balance Term: Daily
$2,000.01 Minimum Balance
Rates Set: Quarterly | 0.10% | 0.10% |
$10,000.01 Minimum Balance Term: Daily
$10,000.01 Minimum Balance
Rates Set: Quarterly | 0.15% | 0.15% |
Other Club Accounts Term: Daily
$250 Minimum Balance
Rates Set: Quarterly | 0.20% | 0.20% |
Share Certificates
| Certificate Type | Dividend/Interest | APY |
12 Months $250 Minimum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. | 1.59% | 1.60% |
24 Months $250 Minimum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. | 1.69% | 1.70% |
36 Months $250 Minimum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. | 1.79% | 1.80% |
48 Months $250 Minimum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. | 1.99% | 2.00% |
60 Months $250 Minimum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. | 2.23% | 2.25% |
Starter Certificate
| Certificate Type | Dividend/Interest | APY |
Starter Certificate $1 Minimum Balance
$1,000 Maximum Balance
12 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. | 1.98% | 1.99% |
Young Saver's Certificates
| Certificate Type | Dividend/Interest | APY |
12 Months $1 Minimum Balance
$1,000 Maximum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. | 1.98% | 1.99% |
36 Months $1 Minimum Balance
$3,000 Maximum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. | 2.97% | 3.00% |
IRA Savings
| Account Type | Dividend/Interest | APY |
IRA Savings (1.41% APY w/ Rewards) Terms: Daily
Rates Set: Quarterly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.
Relationship Rewards Members earn more.
| 1.24% | 1.25% |
IRA Certificates
| Certificate Type | Dividend/Interest | APY |
12 Months Starter Traditional, Roth & Coverdell Education
$1 Minimum Balance
$1,000 Maximum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. Must have a Regular IRA Savings Account in order to open. | 1.98% | 1.99% |
12 Months Traditional, Roth & Coverdell Education
$250 Minimum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. Must have a Regular IRA Savings Account in order to open. | 1.59% | 1.60% |
24 Months Traditional, Roth & Coverdell Education
$250 Minimum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. Must have a Regular IRA Savings Account in order to open. | 1.74% | 1.75% |
60 Months Traditional, Roth & Coverdell Education
$250 Minimum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. Must have a Regular IRA Savings Account in order to open. | 1.74% | 1.75% |
Money Market Certificate
| Certificate Type | Dividend/Interest | APY |
26 Week Certificate $5,000 Minimum Deposit
Term: 26 Weeks
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. | 1.24% | 1.25% |
MISCA
| Certificate Type | Dividend/Interest | APY |
24 Month Certificate $10,000 Minimum Deposit
Term: 24 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. | 1.98% | 2.00% |
Money Market Savings
| Account Type | Dividend/Interest | APY |
Tier 1 $5,000 Minimum Balance
Dividends Compounded: Monthly
Dividends Credited: Monthly
Dividend Period: Monthly | 0.20% | 0.20% |
Tier 2 $10,000 Minimum Balance
Dividends Compounded: Monthly
Dividends Credited: Monthly
Dividend Period: Monthly | 0.25% | 0.25% |
Tier 3 $25,000 Minimum Balance
Dividends Compounded: Monthly
Dividends Credited: Monthly
Dividend Period: Monthly | 0.45% | 0.45% |
Tier 4 $50,000 Minimum Balance
Dividends Compounded: Monthly
Dividends Credited: Monthly
Dividend Period: Monthly | 0.45% | 0.45% |
Tier 5 $75,000 Minimum Balance
Dividends Compounded: Monthly
Dividends Credited: Monthly
Dividend Period: Monthly | 0.45% | 0.45% |
Tier 6 $100,000 Minimum Balance
Dividends Compounded: Monthly
Dividends Credited: Monthly
Dividend Period: Monthly | 0.45% | 0.45% |
APR: Annual percentage rate; APY: Annual percentage yield
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