Savings Rates
Rates effective as of December 1, 2023
Regular Share/Trust/Special Purpose Club Accounts
Account Type | Dividend | APY |
---|---|---|
$250 Minimum Balance
Term: Daily |
0.05% | 0.05% |
$2,000.01 Minimum Balance
Term: Daily |
0.05% | 0.05% |
$10,000.01 Minimum Balance
Term: Daily |
0.05% | 0.05% |
Other Club Accounts (Vacation, Christmas, Tax)
Term: Daily |
0.10% | 0.10% |
Share Certificates
Certificate Type | Dividend | APY |
---|---|---|
1 Year
$250 Minimum Balance |
4.91% | 5.00% |
3 Years
$250 Minimum Balance |
3.70% | 3.75% |
5 Years
$250 Minimum Balance |
3.80% | 3.85% |
2 Years
$250 Minimum Balance |
4.33% | 4.40% |
Starter Certificate
Certificate Type | Dividend | APY |
---|---|---|
1 Year Add-On
$1 Minimum Balance |
5.01% | 5.10% |
Young Saver's Certificates
Certificate Type | Dividend | APY |
---|---|---|
1 Year Add-On
$1 Minimum Balance |
5.01% | 5.10% |
3 Years Add-On
$1 Minimum Balance |
3.84% | 3.90% |
IRA Savings
Account Type | Dividend | APY |
---|---|---|
IRA Savings (1.10% APY w/ Rewards)
Terms: Daily Relationship Rewards Members earn more. |
0.90% | 1.00% |
IRA Certificates
Certificate Type | Dividend | APY |
---|---|---|
1 Year
Traditional, Roth & Coverdell Education |
5.15% | 5.25% |
1 Year Starter Add-On
Traditional, Roth & Coverdell Education |
4.91% | 5.00% |
5 Years
Traditional, Roth & Coverdell Education |
3.94% | 4.00% |
Money Market Add-On Certificate
Certificate Type | Dividend | APY |
---|---|---|
6 Months
$5,000 Minimum Deposit, $500,000 Maximun Deposit |
5.13% | 5.25% |
MISCA
Certificate Type | Dividend | APY |
---|---|---|
2 Years
$10,000 Minimum Deposit |
4.41% | 4.50% |
Money Market Savings
Account Type | Dividend | APY |
---|---|---|
Tier 1
$5,000 Minimum Balance |
1.05% | 1.05% |
Tier 2
$10,000 Minimum Balance |
1.09% | 1.10% |
Tier 3
$25,000 Minimum Balance |
1.19% | 1.20% |
Tier 4
$50,000 Minimum Balance |
1.29% | 1.30% |
Tier 5
$75,000 Minimum Balance |
1.39% | 1.40% |
Tier 6
$100,000 Minimum Balance |
1.49% | 1.50% |
APR: Annual percentage rate; APY: Annual percentage yield