Savings Rates

Regular Share/Trust/Special Club Accounts

Rates effective as of July 1, 2016

Rate DescriptionDividend/InterestAPY
$250 Minimum Balance

Term: Daily
$250 Minimum Balance
Rates Set: Quarterly

0.05%0.05%
$2,000.01 Minimum Balance

Term: Daily
$2,000.01 Minimum Balance
Rates Set: Quarterly

0.10%0.10%
$10,000.01 Minimum Balance

Term: Daily
$10,000.01 Minimum Balance
Rates Set: Quarterly

0.15%0.15%
Other Club Accounts

Term: Daily
$250 Minimum Balance
Rates Set: Quarterly

0.20%0.20%

Share Certificates

Rates effective as of July 1, 2016

Rate DescriptionDividend/InterestAPY
6 Months

$250 Minimum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal

0.20%0.20%
12 Months

$250 Minimum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal

0.30%0.30%
24 Months

$250 Minimum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal

0.55%0.55%
60 Months

$250 Minimum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal

1.24%1.25%

Starter Certificate

Rates effective as of July 1, 2016

Rate DescriptionDividend/InterestAPY
Starter Certificate

$1 Minimum Balance
$1,000 Maximum Balance
12 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal

1.98%1.99%

Young Saver's Certificate

Rates effective as of July 1, 2016

Rate DescriptionDividend/InterestAPY
12 Months

$1 Minimum Balance
$1,000 Maximum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal

1.00%1.00%
36 Months

$1 Minimum Balance
$3,000 Maximum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal

2.97%3.00%

IRA Savings

Traditional, Roth & Education

Rates effective as of July 1, 2016

Rate DescriptionDividend/InterestAPY
Regular IRA Savings (1.75% APY w/ Rewards)1.49%1.50%

IRA Certificates

Traditional, Roth & Education

Rates effective as of July 1, 2016

Rate DescriptionDividend/InterestAPY
12 Months Starter

Traditional, Roth & Education
$1 Minimum Balance
$1,000 Maximum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal

1.98%1.99%
12 Months

Traditional, Roth & Education
$250 Minimum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal

0.45%0.45%
24 Months

Traditional, Roth & Education
$250 Minimum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal

0.75%0.75%
60 Months

Traditional, Roth & Education
$250 Minimum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal

1.74%1.75%

Money Market Certificate

Rates effective as of July 1, 2016

Rate DescriptionDividend/InterestAPY
26 Week Certificate

$5,000 Minimum Deposit
Term: 26 Weeks
Rates Set: Monthly
A penalty will be imposed for early withdrawal

0.25%0.25%

MISCA

Rates effective as of July 1, 2016

Rate DescriptionDividend/InterestAPY
24 Month Certificate

$10,000 Minimum Deposit
Term: 24 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal

0.65%0.65%

Money Market Savings

Rates effective as of July 1, 2016

Rate DescriptionDividend/InterestAPY
Tier 1

$5,000 Minimum Balance
Dividends Compounded: Monthly
Dividends Credited: Monthly
Dividend Period: Monthly

0.05%0.05%
Tier 2

$10,000 Minimum Balance
Dividends Compounded: Monthly
Dividends Credited: Monthly
Dividend Period: Monthly

0.10%0.10%
Tier 3

$25,000 Minimum Balance
Dividends Compounded: Monthly
Dividends Credited: Monthly
Dividend Period: Monthly

0.15%0.15%
Tier 4

$50,000 Minimum Balance
Dividends Compounded: Monthly
Dividends Credited: Monthly
Dividend Period: Monthly

0.20%0.20%
Tier 5

$75,000 Minimum Balance
Dividends Compounded: Monthly
Dividends Credited: Monthly
Dividend Period: Monthly

0.25%0.25%
Tier 6

$100,000 Minimum Balance
Dividends Compounded: Monthly
Dividends Credited: Monthly
Dividend Period: Monthly

0.25%0.25%