e-Certificate Rates

Rates effective as of August 1, 2018

e-Certificate

Certificate Type	Term	Dividend/Interest	APY
e-Share Certificates: 12-Months $250 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	12 Months	1.84%	1.85%
e-Share Certificates: 24-Months $250 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	24 Months	1.94%	1.95%
e-Share Certificates: 36-Months $250 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	36 Months	2.03%	2.05%
e-Share Certificates: 48-Months $250 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	48 Months	2.23%	2.25%
e-Share Certificates: 60-Months $250 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	60 Months	2.48%	2.50%
e-MISCA $10,000 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	24 Months	2.23%	2.25%
e-Money Market Certificate: 6-Month $5,000 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	6 months	1.49%	1.50%

APR: Annual percentage rate; APY: Annual percentage yield