e-Certificate Rates

Rates effective as of October 1, 2021

e-Certificate

Certificate Type Term Dividend APY
26 Week Money Market Add-On*

$5,000 Minimum Deposit
Rates Set: Monthly
Add any amount at any time throughout the certificate term.
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.

*E-Certificates are currently unavailable to open, however, we are honoring the rate for those E-Certificates that auto-renew.

6 months 0.30% 0.30%
1 Year*

$250 Minimum Deposit
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.

*E-Certificates are currently unavailable to open, however, we are honoring the rate for those E-Certificates that auto-renew.

12 Months 0.25% 0.25%
e-MISCA: 2 Years*

$10,000 Minimum Deposit
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.

*E-Certificates are currently unavailable to open, however, we are honoring the rate for those E-Certificates that auto-renew.

24 Months 0.45% 0.45%
2 Years*

$250 Minimum Deposit
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.

*E-Certificates are currently unavailable to open, however, we are honoring the rate for those E-Certificates that auto-renew.

24 Months 0.40% 0.40%
3 Years*

$250 Minimum Deposit
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.

*E-Certificates are currently unavailable to open, however, we are honoring the rate for those E-Certificates that auto-renew.

36 Months 0.55% 0.55%
5 Years*

$250 Minimum Deposit
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.

*E-Certificates are currently unavailable to open, however, we are honoring the rate for those E-Certificates that auto-renew.

60 Months 0.75% 0.75%

APR: Annual percentage rate; APY: Annual percentage yield

Truth In Savings Disclosure