e-Certificate Rates

Rates effective as of October 1, 2021

e-Certificate

Certificate Type	Term	Dividend	APY
26 Week Money Market Add-On* $5,000 Minimum Deposit Rates Set: Monthly Add any amount at any time throughout the certificate term. A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. *E-Certificates are currently unavailable to open, however, we are honoring the rate for those E-Certificates that auto-renew.	6 months	0.30%	0.30%
1 Year* $250 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. *E-Certificates are currently unavailable to open, however, we are honoring the rate for those E-Certificates that auto-renew.	12 Months	0.25%	0.25%
e-MISCA: 2 Years* $10,000 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. *E-Certificates are currently unavailable to open, however, we are honoring the rate for those E-Certificates that auto-renew.	24 Months	0.45%	0.45%
2 Years* $250 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. *E-Certificates are currently unavailable to open, however, we are honoring the rate for those E-Certificates that auto-renew.	24 Months	0.40%	0.40%
3 Years* $250 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. *E-Certificates are currently unavailable to open, however, we are honoring the rate for those E-Certificates that auto-renew.	36 Months	0.55%	0.55%
5 Years* $250 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. *E-Certificates are currently unavailable to open, however, we are honoring the rate for those E-Certificates that auto-renew.	60 Months	0.75%	0.75%

APR: Annual percentage rate; APY: Annual percentage yield

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