e-Certificate Rates

Rates effective as of January 1, 2021

e-Certificate

Certificate Type	Term	Dividend	APY
26 Week Money Market Add-On $5,000 Minimum Deposit Rates Set: Monthly Add any amount at any time throughout the certificate term. A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	6 months	0.30%	0.30%
1 Year $250 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	12 Months	0.25%	0.25%
e-MISCA: 2 Years $10,000 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	24 Months	0.45%	0.45%
2 Years $250 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	24 Months	0.40%	0.40%
3 Years $250 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	36 Months	0.55%	0.55%
5 Years $250 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	60 Months	0.75%	0.75%

APR: Annual percentage rate; APY: Annual percentage yield