e-Certificate Rates

Rates effective as of August 1, 2019

e-Certificate

Certificate Type	Term	Dividend	APY
6-Month Add-On $5,000 Minimum Deposit Rates Set: Monthly Add any amount at any time throughout the certificate term. A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	6 months	1.74%	1.75%
1 Year $250 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	12 Months	1.99%	2.00%
e-MISCA: 2 Years $10,000 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	24 Months	2.13%	2.15%
2 Years $250 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	24 Months	1.99%	2.00%
3 Years $250 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	36 Months	2.23%	2.25%
5 Years $250 Minimum Deposit Rates Set: Monthly A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.	60 Months	2.33%	2.35%

APR: Annual percentage rate; APY: Annual percentage yield