Credit Cards

VISA Credit Cards at low rates to suit your needs and budget.


Promotion:  Shop from June 1 - August 31 at a reduced rate of 3.9% APR* on all your purchases. Your purchases will stay at the special rate through your March 2017 billing cycle. When the promotional rate period ends, your APR will revert to your current approved APR which may vary with the market based on Prime Rate. 

*APR = Annual Percentage Rate. Payments will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. Late payment may cause your APR to revert to the APR previously disclosed in your Credit Card Agreement prior to the end of the promotional period. Cash advances and balance transfers are excluded from the promotional offer. 


When you want the easiest way to pay for what you need, put a U. S. Postal Service Federal Credit Union VISA® Credit Card in your wallet today. We offer three types of cards —

  • VISA Platinum Rewards
  • VISA Platinum
  • VISA Secured - Our secured card is used to build or repair credit while securing funds in your savings account.

VISA Platinum Rewards = Make a purchase. Earn points. Choose your rewards. Enjoy!

Use your Platinum Rewards Credit Card for all of your purchases and you'll be on your way toward earning rewards. Your points will begin to add up quickly! You will earn one point for every $1.00 spent in eligible purchases.

VISA RewardsRedeem Your Points For:
  • Travel 
  • 1.1% Cash Back
  • Gift Cards
  • Merchandise
  • Donations to Charities
  • Green Products
  • And More...

Available points, redemption information and a full selection of rewards can be viewed after registering your USPS FCU Platinum Rewards Credit Card by clicking on the Rewards! Icon above. Rewards! is our way of saying thank you for choosing USPS FCU as your partner in providing financial solutions. Use your USPS FCU Platinum Credit Card for all your purchases and redeem your points for what you want….when you want!

Our cards are valid worldwide, everywhere that accepts VISA Credit Cards. You can even use our VISA Credit Cards at thousands of ATMs worldwide when you need extra cash. Add the convenience of our great, low ratesand our cards can't be beat!

Verified by VISATake advantage of Verified by Visa, an easy way to enjoy added security for all your online Visa card purchases. This service is free to VISA cardholders.

Apply online today to get your USPS FCU VISA Credit Card!

Which card is the best for you?

Card Benefits VISA Platinum Rewards or Visa Secured VISA Platinum or Visa Secured

Annual Percentage Rate (APR)

for Purchases, Balance Transfers &

Cash Advances

1.99% Introductory offer for the first 12 billing cycles that your account is opened.

After that, As low as 9.15% depending on your credit history. This APR will vary with the index based on the Prime Rate*. Rate will never exceed 18.00%.

1.99% Introductory offer for the first 12 billing cycles that your account is opened.

After that, As low as 8.24% depending on your credit history. This APR will vary with the index based on the Prime Rate*. Rate will never exceed 18.00%.

Platinum Rewards Program X
No Annual Fee (Worldwide) X X
No Transaction Fee (Worldwide) X X
No Minimum Finance Charge X X
25-Day Grace Period On Purchases X X
Common Carrier Travel Accident Insurance $1,000,000 $1,000,000
Credit Line $500-$35,000 $500-$35,000
Baggage Delay Insurance X X
Auto Rental CDW (Collision Damage Waiver) X X
Cell Phone Protection X X

Additional Card Benefits Include: Roadside Dispatch, Travel and Emergency Services, Purchase Security and Extended Protection, Return Protection, Extended Warranty, Emergency Cardholder Services and Year-End Summary of Charges. 

For questions or assistance regarding USPS FCU VISA benefits, call the toll-free phone number on the back of your USPS FCU VISA card, or 1-800-VISA-911.

*View our Visa Terms and Agreement  for more important details. Call 800-877-7328 to request a hard copy.