Overdraft Protection

Protect your USPS FCU Checking Account from an accidental overdraft by applying for an open-end line-of-credit.

Once you open a line of credit, the funds are available to you as needed, no need to apply again. And, there's more:

  • Use this line-of-credit to write yourself a loan simply by writing a check for more than your existing balance.
  • Pay no costs unless the line of credit is used.
  • Surcharge-free ATM access nationwide.

Apply online for an Overdraft Line of Credit Protection.