Safety & Security: The Credit Union Advantage

Great rates and friendly service are just two good reasons to choose USPS FCU as your primary financial institution. We'd like to give you another reason — Excess Share Insurance coverage. A product unique to Credit Unions, Excess Share Insurance provides an additional $250,000 of protection above the federal government's limit of $250,000 — a total of up to $500,000. Even better, the coverage also protects up to an additional $250,000 over the government’s $250,000 limit on IRA accounts — a total up to $500,000!

This added protection is made available through our affiliation with the Excess Share Insurance Corporation (ESI), a licensed property and casualty insurer. ESI's extended coverage offers the convenience of maintaining all of your savings at one financial institution without sacrificing insurance protection.

To find out more about your insured funds at USPS FCU click here.