Savings Certificates

U. S. Postal Service Federal Credit Union offers its members a variety of high yielding certificate accounts. Certificates can be opened with as little as $250, and all funds on deposit are insured for up to $100,000 by the National Credit Union Administration (NCUA), a federal agency.

Share Certificates

Looking for higher earnings on your savings? Consider our Share Certificates. They pay higher interest rates because they are deposited for a fixed period of time.

Here are some facts about our Share Certificates:

• Terms range from 3 months to 5 years.
• Minimum deposit is $250.
• Rate remains constant for the entire certificate term.
• Dividends are calculated daily and compounded and credited to your account quarterly.

Contact us and start saving today. You can also print out an application here to mail, fax to us at (301) 856-4061, or bring to any branch location.

Monthly Income Share Certificate Account (MISCA)

Looking for a simple and easily managed income supplement? Then, look at our Monthly Income Share Certificate (MISCA). 

This certificate is designed to transfer monthly dividend payments to your USPS FCU Share Savings or Checking Account as an income supplement.

• Minimum MISCA deposit is $10,000.
• Full term is 24 months.

Contact us and start saving today. You can also print out an application here to mail, fax to us at (301) 856-4061, or bring to any branch location.

Money Market Certificate Account (MMCA)

Top earnings for your dollars can be had with our Money Market Certificate Account. This certificate earns a premium market rate.

• Minimum MMCA deposit is $5,000.
• Full term is 26 weeks (182 days).

Contact us and start saving today. You can also print out an application here to mail, fax to us at (301) 856-4061, or bring to any branch location.

Truth In Savings Disclosure

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