Take the first step to financial freedom.

• Do you frequently worry about money or your future financial security?
• Do you deposit money to a savings account but rarely leave it there?
• Are your credit cards or lines-of-credit frequently at or near the credit limit?
• Are you using more than half of your monthly income to pay bills?
• Have you recently been turned down for a loan?
• Are you planning a major purchase such as a vehicle or home in the near future?
• Are you recently single or married?
• Have you recently added a child to your family?
• Have you ever put off medical or dental treatment because you couldn't afford the cost?

If you answered YES to any of the above questions, you may benefit from a visit with a financial counselor. Keep reading to find out how USPS FCU can help you!

USPS FCU offers a free Financial Counseling Service for our membership.

We are here to assist you in achieving a realistic financial plan by helping you develop money management skills that in turn will alleviate daily stress. Our goal is for you to gain confidence in your ability to manage your finances, identify your personal goals and eliminate any obstacles to achieving those goals.

Now is the time to empower yourself by taking advantage of this service. Stacey Sawyer-Chambers, our Accredited Financial Counselor, is here to advise you on how to plan for a successful financial future.

• I Want To Learn More!
• Preparing For An Appointment
• Debt Management vs. Financial Counseling
• Forms
• Additional Resources

Every journey begins with one step. USPS FCU is here to help you plan and save for your future, while enjoying today to the fullest.

I Want to Learn More!

Contact us at (301) 856-5000 or send an email to uspsfcu@uspsfcu.org to arrange an appointment. An appointment typically lasts about one hour.

For your convenience, appointments may be scheduled at the Clinton, Capitol Heights, L'Enfant or Merrifield branch offices, or by telephone.

Preparing for an Appointment

Please print, complete and mail the form below. If more than one person in your household handles the budget, be sure to include income and expenses for both of you.

Financial Counseling Agreement Form*

USPS FCU Financial Counseling 7905 Malcolm Road Suite 311 Clinton, MD 20735-1730

*To View this form you need Acrobat Reader, a free download.

Debt Management vs. Financial Counseling

Our financial counselor's role is to help you identify your current financial status and teach you to use personal financial statements as an effective financial management tool. Your counselor will also help you to define your financial goals, as well as your plan and timeline to achieve those goals. A debt management program is a tool to help you achieve the specific goal of managing and eliminating your debts. A debt management program is most successful in conjunction with financial counseling. To learn more about debt management, visit InCharge debt solutions.

Financial Counseling Forms

Use these forms to begin your counseling program.

• Current Financial Status & Goals*
• Monthly Living Expense*
• Annual Periodic Expenses*
• Financial Obligations List*

*To View this form you need Acrobat Reader, a free download.

Additional Resources:

• A guide for emergency preparation is available at ready.gov (select 'Ready America and 'Get A Kit').
• InCharge Debt Solutions: Resources available in Spanish (Se habla Español).