Share Certificates

Looking for higher earnings on your savings?

 
Consider opening one of our Share Certificates. They pay higher interest rates because they are deposited for a fixed period of time. Share certificates are also available as IRA investments.

Share Certificates

  • Terms range from 6 months to 5 years.
  • Minimum deposit is $250.
  • Rates remains constant for the entire certificate term.
  • Dividends are calculated daily and compounded and credited to your account quarterly.
Contact us to start saving today! You can also print an application and mail, fax to (301) 856-4061, or bring to any branch location.
 

Young Savers Certificates

 
It's never too early to start saving.  We now offer a Young Savers Certificate that comes with a great rate.  If you have children or grandchildren ages 17 and under, you can open a certificate for them to start saving towards their future.  We all know how expensive college, cars, weddings, etc. can be.  See our current rates and start building their nest egg today!
  • Terms are for either 12 or 36 months.
  • Minimum deposit is $1.
  • Maximum deposit is $1,000 for 12 months or $3,000 for 36 months.
  • Rates remain constant for the entire certificate term.
  • Dividends are calculated daily and compounded and credited to your account quarterly.

Contact us to start saving for their future today! You can also print an application and mail, fax to (301) 856-4061, or bring to any branch location.  

IRA Share Certificates

When planning your retirement or investment future, be sure to consider these higher yielding certificates.

  • Offer a higher yield over fixed terms ranging from 1 to 5 years.
  • Can be renewed at the end of their terms.
  • Incur penalties for early withdrawals.
Contact us to start saving today! You can also print an application and mail, fax to (301) 856-4061, or bring to any branch location.

Monthly Income Share Certificate Account

 
Looking for a simple and easily managed income supplement? Then, look at our Monthly Income Share Certificate (MISCA). This certificate is designed to transfer monthly dividend payments to your USPS FCU Share Savings or Checking Account as an income supplement.
  • Minimum MISCA deposit is $10,000.
  • Full term is 24 months.
View our current rates and then contact us to start saving today! You can also print an application and mail, fax to (301) 856-4061, or bring to any branch location.

Money Market Certificate Account

Top earnings for your dollars can be had with our Money Market Certificate Account (MMCA). This certificate earns a premium market rate.

  • Minimum MMCA deposit is $5,000.
  • Full term is 26 weeks (182 days).

View our current rates and then contact us to start saving today! You can also print an application and mail, fax to (301) 856-4061, or bring to any branch location.

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