Savings

Effective October 1, 2014. 
Rates subject to change without prior notice.
Annual Percentage Yield = APY

Regular Share/Trust/Special Club Accounts
Dividend RateAPYTerms Additional Information
0.05% 0.05% Term: Daily
$250 Min. Balance
Rates Set: Quarterly

0.10% 0.10% Term: Daily
$2,000.01 Min. Balance
Rates Set: Quarterly

0.15% 0.15% Term: Daily
$10,000.01 Min. Balance
Rates Set: Quarterly

0.20% 0.20% Term: Daily
$250 Min. Balance
Rates Set: Quarterly
Other club accounts

 

Share Certificates
Dividend RateAPYTerms Additional Information
0.20% 0.20% $250 Min. Balance
6 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal.
0.30% 0.30% $250 Min. Balance
12 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal.
0.55% 0.55% $250 Min. Balance
24 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal.
1.24% 1.25% $250 Min. Balance
60 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal.


Starter Certificate
Dividend RateAPYTerms Additional Information
1.98%1.99%
$1 Min. Balance
$1,000 Max. Balance
12 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal.

 

Young Savers Certificate - 1 Year
Dividend RateAPYTerms Additional Information
1.00%1.00%
$1 Min. Balance
$1,000 Max. Balance
12 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal.

 

Young Savers Certificate - 3 Year
Dividend RateAPYTermsAdditional Information
2.97%3.00%
$1 Min. Balance
$3,000 Max. Balance
36 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal.

 

IRA Certificates (Traditional, Roth & Education)
Dividend RateAPYTerms Additional Information
0.45% 0.45% $250 Min. Balance
12 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal.
1.98% 1.99%
$1 Min. Balance
$1,000 Max. Balance
12 Months Starter
Rates Set: Monthly
A penalty will be imposed for early withdrawal.
0.75% 0.75% $250 Min. Balance
24 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal.
1.49% 1.50% $250 Min. Balance
60 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal.


Regular IRA Savings
Dividend RateAPYTerms Additional Information
1.00% 1.00% Term: Daily
Rates Set: Quarterly
A penalty will be imposed for early withdrawal.


Money Market Certificate
Dividend RateAPYTerms Additional Information
0.25% 0.25% Term: 26 Weeks
$5,000 Minimum Deposit
Rates Set: Monthly
A penalty will be imposed for early withdrawal.


MISCA
Dividend RateAPYTerms Additional Information
0.65% 0.65% Term: 24 Months
$10,000 Minimum Deposit
Rates Set: Monthly
A penalty will be imposed for early withdrawal.


Interest Checking
Dividend RateAPYTerms Additional Information
0.10% 0.10%
Term: Daily
$250 Minimum Deposit
Rates Set: Monthly
$5 monthly service charge if monthly average balance is not maintained.

Monthly service charge may reduce earnings on account.

Money Market Checking
Dividend RateAPYTerms Additional Information
0.15% 0.15% Term: Daily
$2,000 Daily Minimum Balance
Rates Set: Monthly
$10 monthly service charge if daily minimum balance is not maintained.

Monthly service charge may reduce earnings on account.


Money Market Savings
Tier 1Tier 2Tier 3Tier 4Tier 5Tier 6
Minimum Balance
$5,000$10,000$25,000$50,000$75,000$100,000
Dividend Rate0.05%0.10%0.15%0.20%0.25%0.25%
Annual Percentage Yield (APY)0.05%0.10%0.15%0.20%0.25%0.25%
Dividends CompoundedMonthlyMonthlyMonthlyMonthlyMonthlyMonthly
Dividend CreditedMonthlyMonthlyMonthlyMonthlyMonthlyMonthly
Dividend PeriodMonthlyMonthlyMonthlyMonthlyMonthlyMonthly
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