Savings

Effective February 1, 2012.
Rates subject to change without prior notice.
Annual Percentage Yield = APY

Regular Share/Trust/Special Club Accounts
Dividend Rate APY Terms Additional Information
0.05% 0.05% Term: Daily
$250 Min. Balance
Rates Set: Quarterly

0.10% 0.10% Term: Daily
$2,000.01 Min. Balance
Rates Set: Quarterly

0.20% 0.20% Term: Daily
$10,000.01 Min. Balance
Rates Set: Quarterly

0.20% 0.20% Term: Daily
$250 Min. Balance
Rates Set: Quarterly

 

Share Certificates
Dividend Rate APY Terms Additional Information
0.20% 0.20% $250 Min. Balance
6 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal.
0.30% 0.30% $250 Min. Balance
12 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal.
1.98% 1.99%
$1 Min. Balance
$1,000 Max. Balance
12 Months Starter
Rates Set: Monthly
A penalty will be imposed for early withdrawal.
0.55% 0.55% $250 Min. Balance
24 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal.
1.69% 1.70% $250 Min. Balance
60 Months 
Rates Set: Monthly
A penalty will be imposed for early withdrawal.


Young Savers Certificate
Dividend Rate APY Terms Additional Information
2.97% 3.00%
$1 Min. Balance
$1,000 Max. Balance
12 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal.


IRA Certificates (Traditional, Roth & Education)
Dividend Rate APY Terms Additional Information
0.45% 0.45% $250 Min. Balance
12 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal.
1.98% 1.99%
$1 Min. Balance
$1,000 Max. Balance
12 Months Starter
Rates Set: Monthly
A penalty will be imposed for early withdrawal.
0.75% 0.75% $250 Min. Balance
24 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal.
1.99% 2.00% $250 Min. Balance
60 Months
Rates Set: Monthly
A penalty will be imposed for early withdrawal.


Regular IRA Savings
Dividend Rate APY Terms Additional Information
1.49% 1.50% Term: Daily
Rates Set: Quarterly
A penalty will be imposed for early withdrawal.


Money Market Certificate
Dividend Rate APY Terms Additional Information
0.25% 0.25% Term: 26 Weeks
$5,000 Minimum Deposit
Rates Set: Monthly
A penalty will be imposed for early withdrawal.



Interest Checking
Dividend Rate APY Terms Additional Information
0.10% 0.10%
Term: Daily
$250 Minimum Deposit
Rates Set: Monthly
$5 monthly service charge if daily minimum balance is not maintained.

Monthly service charge may reduce earnings on account.

Money Market Checking
Dividend Rate APY Terms Additional Information
0.15% 0.15% Term: Daily
$2,000 Daily Minimum Balance
Rates Set: Monthly
$10 monthly service charge if daily minimum balance is not maintained.

Monthly service charge may reduce earnings on account.


Money Market Savings
Tier 1 Tier 2 Tier 3 Tier 4 Tier 5 Tier 6
Minimum Balance
$5,000 $10,000 $25,000 $50,000 $75,000 $100,000
Dividend Rate 0.05% 0.10% 0.15% 0.20% 0.25% 0.25%
Annual Percentage Yield (APY) 0.05% 0.10% 0.15% 0.20% 0.25% 0.25%
Dividends Compounded Monthly Monthly Monthly Monthly Monthly Monthly
Dividend Credited Monthly Monthly Monthly Monthly Monthly Monthly
Dividend Period Monthly Monthly Monthly Monthly Monthly Monthly