Vehicle Loans

Looking for ways to save on your auto loan? Then listen up.

For a limited time only, refinance with us and you could get a rate up to 2.25%* lower than your loan with another financial institution. You’ll save money on interest and trim your monthly payments.

Don’t make one more payment at your current high rate. Stop by your local USPS FCU branch ASAP! Be sure to bring the following with you:

Your original loan contract
Information about your current lender
A current pay stub

It’s Easy to Apply!

Click here to download a copy of the application. Complete and return it to a Credit Union branch, fax it to (301) 856-4061, or mail it to:

7905 Malcolm Road, Suite 311
Clinton, Maryland 20735 - 1730

Call (301) 856-5000 or (800) 877-7328 for more information.

Rates as low as 4.50% APR*

Get your rate quote today!

In the market for a new or used vehicle?

We can help make buying a new or used vehicle more affordable. Our low rates and extended terms will help you tailor a loan to fit your budget. Plus, we will process your loan request quickly!

New & Used Vehicle Loans

Low Rates
Terms Up To 72 Months
New Vehicles: Up To 100% Financing Of Total Purchase Price
Used Vehicles: Up To 100% Of The Used Car Guide Retail Value

Don't forget, you can make your loan payments easier with Payroll Allotment. Direct Deposit will qualify you for a .25% deduction.

Already purchased a vehicle? Check out our refinancing opportunities. Members that have financed a vehicle elsewhere can refinance at our low rates. Contact the Credit Union for a rate and monthly payment quote.

Auto Buying Member Connection

1. Pre-Approvals For Your Loan

Before financing a new or used vehicle with a bank or dealer, contact USPS FCU at (301) 856-5000 or 1-800-877-7328. We can pre-approve your loan which may give you additional negotiating power to purchase the vehicle at the best price.

2. Free Car Buying Tools

	United Buying Service (UBS) offers low prices and excellent service to Credit Union members in MD, VA, and DC. Looking for a new vehicle? Visit www.ubs4cars.com for more information.
	Enterprise not only rents vehicles, they also sell affordable used vehicles to Credit Union members at great prices. Visit Enterprise's web page.
	How used is that used car? We recommend CARFAX to help you find out before you buy.
	Extended Service contracts available through Auto Exam at special Credit Union prices.
	AutoLand provides Driving Satisfaction with hassle free auto buying. (CA Members only)

3. Negotiate The Best Deal

Now that you have your research and pre-approval, all that's left is to get the best deal. Give us a call if you need help along the way!

Recreational Vehicle Loans

(Boats, Motorcycles, Motor Homes, Travel Trailers) If you are buying a new RV, take advantage of our low rates, terms up to 72 months, and up to 100% financing of the purchase price. Maximum loan is $75,000.

Is a used RV your cup of tea? You can finance up to 100% of the used car guide value for up to 72 months. Maximum loan is $75,000.

Direct Deposit Vehicle Loan Discounts

If you have your pay or retirement check directly deposited to a USPS FCU account, you are eligible for a .25% discount on a new or used vehicle loan. That adds up to savings for you every month. Call for information to sign-up.

Need a loan calculator?

MEMBERS^® Auto and Homeowners Program

You trust USPS FCU to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS^® Auto and Homeowners Insurance Program.

MEMBERS Auto and Homeowners is the property and casualty coverage solution preferred by the most credit unions and their members.
Convenient e-service, pay your bill or make changes to your policy, even report a claim.
Receive fast, easy access to claims service 24-hours a day.
Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office.

Click Here To Get Your FREE Quotes!

The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.