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Vehicle Loans

In the market for a new or used vehicle? Looking to refinance to a lower rate and/or payment?

 
We can help make buying a new or used vehicle more affordable. Our low rates and extended terms will help you tailor a loan to fit your budget. Plus, we will process your loan request quickly!
 

New & Used Vehicle Loans

  • Low Rates
  • Terms up to 84 months
  • New Vehicles: Up to 100% financing of total purchase price
  • Used Vehicles: Up to 100% of the used car guide retail value

Refinance New & Used Vehicle Loan From Another Lender

  • Low Rates
  • Terms up to 84 months
  • New Vehicles: Up to 125% financing of total purchase price
  • Used Vehicles: Up to 125% of the used car guide retail value
Contact the Credit Union for more information and receive a rate and monthly payment quote.
 
 
Be sure to check out our resources for Buying a Car before you make your next purchase!
 

Recreational Vehicle Loans

(Boats, Motorcycles, Motor Homes & Travel Trailers)
  • Low Rates
  • Terms up to 84 months
  • New RV: Up to 100% financing of total purchase price
  • Used RV: Up to 100% of the used car guide retail value

Providing Proof of Auto Insurance?

USPS FCU requires proof of insurance on all auto loans. If you still need to provide proof of insurance, choose one of the following ways:

  • Call or have your agent call 1-800-523-6404
  • Visit our verification website at www.myinsuranceinfo.com
  • Fax a copy of your insurance policy to us at 1-800-713-0262

Please be sure your insurance agent has listed the Credit Union as the lien holder, and has the Credit Union address as:

U. S. Postal Service FCU
7905 Malcolm Rd., Suite 311
Clinton, MD 20735

We can also save you money on auto insurance. Find out more today!

Auto Buying Member Connection

1. Pre-Approvals For Your Loan

Before financing a new or used vehicle with a bank or dealer, contact USPS FCU at (301) 856-5000 or 1-800-877-7328. We can pre-approve your loan which may give you additional negotiating power to purchase the vehicle at the best price. Take the rebate offer if there is one and finance your vehicle with USPS FCU.

2. Free Car Buying Tools

United Buying Service (UBS) offers low prices and excellent service to Credit Union members in MD, VA, and DC. Looking for a new vehicle? Click here for more information.
Autoland Credit Union Buying Service is offered to members in 17 states including CA and NV. See their website for a complete list. They negotiate the purchase or lease of new or used vehicles and they have a vehicle purchase program. Click here for more information.
Enterprise not only rents vehicles, they also sell affordable used vehicles to Credit Union members at great prices. Click here to learn about the current Enterprise promotion for Credit Union members.
How used is that used car? We recommend using CARFAX to help you find out before you buy.
Extended Service contracts available through Auto Exam at special Credit Union prices.

3. Negotiate The Best Deal

Now that you have your research and pre-approval, all that's left is to get the best deal. Give us a call if you need help along the way!