VISA Credit Cards at low rates to suit your needs and budget.
Receive 1.99% APR* on balance transfers for 12 months. Plus, no balance transfer fee!
Click to start saving now! If you don't have our card in your wallet, apply here to take advantage of great savings! Need an increase in your limit, apply here.
You may also print and complete our balance transfer form and fax it to our Visa Department at 301-856-4409.
*APR=Annual Percentage Rate. Promotion valid from 3/1/2014 - 4/30/2014. Promotional rate valid from the date of transfer. After 12 months, rate will revert back to your standard APR.
- VISA Platinum Rewards
- VISA Secured - Our secured card is used to build or repair credit while securing funds in your savings account.
VISA Platinum Rewards = Make a purchase. Earn points. Choose your rewards. Enjoy!
Use your Platinum Rewards Credit Card for all of your purchases and you'll be on your way toward earning rewards. Your points will begin to add up quickly! You will earn one point for every $1.00 spent in eligible purchases.Redeem Your Points For:
Available points, redemption information and a full selection of rewards can be viewed after registering your USPS FCU Platinum Rewards Credit Card by clicking on the Rewards! Icon below. Rewards! is our way of saying thank you for choosing USPS FCU as your partner in providing financial solutions. Use your USPS FCU Platinum Credit Card for all your purchases and redeem your points for what you want….when you want!
Our cards are valid worldwide, everywhere that accepts VISA Credit Cards. You can even use our VISA Credit Cards at thousands of ATMs worldwide when you need extra cash. Add the convenience of our great, low rates and our cards can't be beat!
Which card is the best for you?
|Annual Percentage Rate||VISA Platinum Rewards||VISA Classic||Visa Secured|
|Variable||8.90% up to 18.00% on approved credit*||8.99% up to 18.00% on approved credit*||8.99% up to 18.00% on approved credit*|
|Platinum Rewards Program||X||-||-|
|No Annual Fee (Worldwide)||X||X||X|
|No Transaction Fee (Worldwide)||X||X||X|
|No Minimum Finance Charge||X||X||X|
|25-Day Grace Period On Purchases||X||X||X|
|Common Carrier Travel Accident Insurance of||$1,000,000||$100,000||$100,000|
|Baggage Delay Insurance||X||X||X|
|Auto Rental CDW (Collision Damage Waiver)||X||X||X|
|Cell Phone Protection||X||-|