Credit Cards
VISA Credit Cards at low rates to suit your budget.
- VISA Platinum Rewards
- VISA Classic
- VISA Secured
VISA Platinum Rewards = Make a purchase. Earn points. Choose your rewards. Enjoy!
Use your Platinum Rewards Credit Card for all of your purchases and you'll be on your way toward earning rewards. Your points will begin to add up quickly! You will earn one point for every $1.00 spent in eligible purchases.
Redeem Your Points For:
- Travel
- 1.1% Cash back
- Gift Cards
- Merchandise
- Donations to Charities
- Green products
- And more...
Available points, redemption information and a full selection of rewards can be viewed after registering your USPS FCU Platinum Rewards Credit Card by clicking on the Rewards! Icon below. Rewards! is our way of saying thank you for choosing USPS FCU as your partner in providing financial solutions. Use your USPS FCU Platinum Credit Card for all your purchases and redeem your points for what you want….when you want!
Our cards are valid worldwide, everywhere that accepts VISA Credit Cards. You can even use our VISA Credit Cards at thousands of ATMs worldwide when you need extra cash. Add the convenience of our great, low rates and our cards can't be beat!
Take advantage of Verified by Visa, an easy way to enjoy added security for all your online Visa card purchases. This service is free to VISA cardholders.
View our Visa Disclosure and Terms. Call 800-877-7328 to request a hard copy.
Which card is the best for you?
| Annual Percentage Rate | VISA Platinum Rewards | VISA Classic | Visa Secured |
|---|---|---|---|
| Variable | 8.90% up to 18.00% on approved credit* | 8.99% up to 18.00% on approved credit* | 8.99% up to 18.00% on approved credit* |
| Platinum Rewards Program | X | - | - |
| No Annual Fee (Worldwide) | X | X | X |
| No Transaction Fee (Worldwide) | X | X | X |
| No Minimum Finance Charge | X | X | X |
| 25-Day Grace Period On Purchases | X | X | X |
| Common Carrier Travel Accident Insurance of $1,000,000 | X | X | X |
| Credit Line | $5,000-$35,000 | $500-$10,000 | $500-$2,500 |
| Baggage Delay Insurance | X | X | X |
| Auto Rental CDW (Collision Damage Waiver) | X | X | X |
| Cell Phone Protection | X | - |
