Credit Cards

VISA Credit Cards at low rates to suit your needs and budget.

When you want the easiest way to pay for what you need, put a U. S. Postal Service Federal Credit Union VISA® Credit Card in your wallet today. We offer three types of cards —
  • VISA Platinum Rewards
  • VISA Classic
  • VISA Secured - Our secured card is used to build or repair credit while securing funds in your savings account.

VISA Platinum Rewards = Make a purchase. Earn points. Choose your rewards. Enjoy!

Use your Platinum Rewards Credit Card for all of your purchases and you'll be on your way toward earning rewards. Your points will begin to add up quickly! You will earn one point for every $1.00 spent in eligible purchases.

Redeem Your Points For:
  • Travel
  • 1.1% Cash Back
  • Gift Cards
  • Merchandise
  • Donations to Charities
  • Green Products
  • And More...

Earn 5X Points when shop in the Points Perk Mall. You must log in to the rewards! website to earn 5X the points when you use your USPS FCU VISA Platinum Rewards card.   

Available points, redemption information and a full selection of rewards can be viewed after registering your USPS FCU Platinum Rewards Credit Card by clicking on the Rewards! Icon above. Rewards! is our way of saying thank you for choosing USPS FCU as your partner in providing financial solutions. Use your USPS FCU Platinum Credit Card for all your purchases and redeem your points for what you want….when you want!

Our cards are valid worldwide, everywhere that accepts VISA Credit Cards. You can even use our VISA Credit Cards at thousands of ATM's worldwide when you need extra cash. Add the convenience of our great low rates and our cards can't be beat!

Take advantage of Verified by Visa, an easy way to enjoy added security for all your online Visa card purchases. This service is free to VISA cardholders.

Already have a USPS FCU Credit Card? With our VISA Platinum Rewards, Classic and Secured Credit Cards, you can design your own card using your own photos. Check it out and see how your photo looks on your credit card by clicking on the banner below.

View our Visa Disclosure and Terms. Call 800-877-7328 to request a hard copy.

Which card is the best for you?

Annual Percentage RateVISA Platinum RewardsVISA ClassicVisa Secured
Variable8.90% up to 18.00% on approved credit*8.99% up to 18.00% on approved credit* 8.99% up to 18.00% on approved credit*
Platinum Rewards ProgramX--
No Annual Fee (Worldwide)XXX
No Transaction Fee (Worldwide)XXX
No Minimum Finance ChargeXXX
25-Day Grace Period On Purchases XXX
Common Carrier Travel Accident Insurance of $1,000,000$100,000$100,000
Credit Line$5,000-$35,000$500-$10,000$500-$2,500
Baggage Delay InsuranceXXX
Auto Rental CDW (Collision Damage Waiver)XXX
Cell Phone ProtectionX-
For questions or assistance regarding USPS FCU VISA benefits, call the toll-free phone number on the back of your USPS FCU VISA card, or 1-800-VISA-911.
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