Vehicle Loans
Current Auto Promotion: Zero Payments for 90 Days!‡
Here is your opportunity to get the vehicle you need with great rates as low as 2.74% APR* and use the money you will save towards other important things such as:
- Save it for a rainy day or vacation
- Set aside emergency funds
- Pay down other high interest debts you may have
- Pay taxes
- Treat yourself to something you deserve
- Take your spouse out for a night on the town, etc…
Need we go on? This offer expires May 31st, so don’t wait.
*APR (ANNUAL PERCENTAGE RATE). Rates are subject to change at any time without notice. Rates as low as 2.74% APR with the relationship rewards program, otherwise rates are as low as 3.74% APR. with terms up to 72 months. Existing USPS FCU auto loans cannot be refinanced. All loans are subject to credit approval and the ability to pay. ‡Interest begins accruing upon disbursal of loan. Deferred payment promotion is available upon credit approval and some restrictions may apply. FICO score must be 631 or greater and loan must be set up on an automatic payment allotment. Minimum loan amount must be $10,000 or greater. Loans will not qualify for the skip a payment program until 12 months after first payment is made. Loans must be pre-approved by May 31st in order to receive this offer. Contact us for more details.
In the market for a new or used vehicle? Looking to refinance to a lower rate and/or payment?
New & Used Vehicle Loans
- Low Rates
- Terms up to 72 months
- New Vehicles: Up to 100% financing of total purchase price
- Used Vehicles: Up to 100% of the used car guide retail value
Recreational Vehicle Loans
- Low Rates
- Terms up to 72 months
- New RV: Up to 100% financing of total purchase price
- Used RV: Up to 100% of the used car guide retail value
Providing Proof of Auto Insurance?
USPS FCU requires proof of insurance on all auto loans. If you still need to provide proof of insurance, choose one of the following ways:
- Call or have your agent call 1-800-523-6404
- Visit our verification website at www.myinsuranceinfo.com
- Fax a copy of your insurance policy to us at 1-866-319-1597
Please be sure your insurance agent has listed the Credit Union as the lien holder, and has the Credit Union address as:
U. S. Postal Service FCU
7905 Malcolm Rd., Suite 311
Clinton, MD 20735
Auto Buying Member Connection
1. Pre-Approvals For Your Loan
Before financing a new or used vehicle with a bank or dealer, contact USPS FCU at (301) 856-5000 or 1-800-877-7328. We can pre-approve your loan which may give you additional negotiating power to purchase the vehicle at the best price. Take the rebate offer if there is one and finance your vehicle with USPS FCU.
2. Free Car Buying Tools
 | United Buying Service (UBS) offers low prices and excellent service to Credit Union members in MD, VA, and DC. Looking for a new vehicle? Click here for more information. |
 | Autoland Credit Union Buying Service is offered to CA and NV members who are looking to getting the best deal on a new or used car. Click here for more information. |
 | Enterprise not only rents vehicles, they also sell affordable used vehicles to Credit Union members at great prices. Click here to learn about the current Enterprise promotion for Credit Union members. |
 | How used is that used car? We recommend using CARFAX to help you find out before you buy. |
 | Extended Service contracts available through Auto Exam at special Credit Union prices. |
3. Negotiate The Best Deal
Now that you have your research and pre-approval, all that's left is to get the best deal. Give us a call if you need help along the way!
