USPS FCU has excellent loan programs for its members.

We have a variety of loan options to help you buy a home, purchase a new or used vehicle, pay for a college education, plus much more.

The loans available to you are an example of our commitment to an original Credit Union goal: to fight "outrageous interest rates, by combining their money to establish a common pool to borrow from at lower interest rates."

Low Rates

You'll appreciate our low rates, flexible terms, and hassle-free application process. We are dedicated to providing you with the excellent service you deserve.

Apply For A Loan 24/7

Apply online 24 hours, 7 days a week.

Financial Calculators

Use our Financial Calculators to estimate your interest payments or determine the amount you can afford to borrow.

Credit Information

USPS FCU is dedicated to helping our members get the credit they deserve. Visit Equifax to keep an eye on your credit reports and more.

Credit Life and Accident & Sickness Insurance

USPS FCU recommends considering additional Credit Life and Accident & Sickness Insurance for your Credit Union loans. We offer it for any loan at very reasonable rates.

Help Protect Your Family's Lifestyle At A Rate You Can Afford!

Payment Protection (credit insurance) can help safeguard your family's lifestyle and your peace of mind. It's financial security you can count on when you need it most and it's convenient, affordable, and easy to apply.

Why Take The Risk?

Who will make your loan payments if you can't? That's a worry you won't have to face with Payment Protection. If you die or become disabled due to a covered illness or accident, your loan may be reduced or paid off.

Simple Eligibility.

No physical exam is required to qualify. A few simple health questions may be required and the group rates are affordable - typically less than individual coverage!

No Additional Bills.

Don't worry about additional bills to pay. Your premiums will be included in your monthly loan payment.

Rest Easy.

With Payment Protection, you can rest easy knowing your benefits may be paid in addition to any other insurance or company protection you may have.

Act Today.

Protect yourself and your family every time you borrow. Some limitations and exclusions may apply. For details about coverage and costs, see your loan officer today!

Payment Protection is Credit Life and Disability Insurance and is underwritten and administered by Transamerica Financial Life Insurance Company (Home Office - Purchase, NY) in the state of New York. Investors Heritage Life Insurance Company (Home Office - Frankfort, KY) in the state of Kentucky, and in all other states by Life Investors Insurance Company of America (Home Office - Cedar Rapids, IA) or Monumental Life Insurance Company (Home Office - Baltimore, MD). Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your loan officer.