Loans For All
ReasonsLoans For All
ReasonsWe have a variety of loan options to 
help
you buy a home, purchase a new or used vehicle, pay for a college education,
plus much more.
The loans available to you are an example of our commitment to an original Credit Union goal: to fight "outrageous interest rates, [by] combining their money to establish a common pool to borrow from at lower interest rates."
Low Rates
You'll appreciate our low rates, flexible terms,
and hassle-free application process. We are dedicated to providing you with
the excellent service you deserve.
Apply For A Loan 24/7
Apply online or by telephone
24 hours, 7 days a week.
Online Calculators
Use our Online
Calculators to estimate your interest payments or determine the amount you
can afford to borrow.
USPS FCU Loans
Credit Life and Accident & Sickness Insurance
USPS FCU recommends considering additional Credit Life and Accident & Sickness
Insurance for your Credit Union loans. We offer it for any loan at very reasonable
rates.
Help Protect Your Family's Lifestyle At A Rate You Can Afford!
Payment Protection (credit insurance) can help safeguard your family's lifestyle
and your peace of mind. It's financial security you can count on when you need
it most and it's convenient, affordable, and easy to apply.
Why Take The Risk?
Who will make your loan payments if you can't? That's a worry you won't have
to face with Payment Protection. If you die or become disabled due to a covered
illness or accident, your loan may be reduced or paid off.
Simple Eligibility.
No physical exam is required to qualify. A few simple health questions may be
required and the group rates are affordable - typically less than individual
coverage!
No Additional Bills.
Don't worry about additional bills to pay. Your premiums will be included in
your monthly loan payment.
Rest Easy.
With Payment Protection, you can rest easy knowing your benefits may be paid
in addition to any other insurance or company protection you may have.
Act Today.
Protect yourself and your family every time you borrow. Some limitations and
exclusions may apply. For details about coverage and costs, see your loan officer
today!
Payment Protection is Credit Life and Disability Insurance
and is underwritten and administered by Transamerica Financial Life Insurance
Company (Home Office - Purchase, NY) in the state of New York. Investors Heritage
Life Insurance Company (Home Office - Frankfort, KY) in the state of Kentucky,
and in all other states by Life Investors Insurance Company of America (Home
Office - Cedar Rapids, IA) or Monumental Life Insurance Company (Home Office
- Baltimore, MD). Exclusions, limitations and terms of availability apply to
this coverage. For cost and complete details, contact your loan officer.
We do business in accordance with the
Federal Housing Law and the Equal Credit Opportunity Act.