Loans

USPS FCU has excellent loan programs for its members.

We have a variety of loan options to help you buy a home, purchase a new or used vehicle, pay for a college education, plus much more.

The loans available to you are an example of our commitment to an original Credit Union goal: to fight 'outrageous interest rates, by combining their money to establish a common pool to borrow from at lower interest rates.'

Low Rates

You'll appreciate our low rates, flexible terms, and hassle-free application process. We are dedicated to providing you with the excellent service you deserve.

Apply For A Loan 24/7

Apply online or by Phone 24 hours, 7 days a week.

Skip-A-Loan Payment Program

As an added convenience, you may skip a payment on your loan(s)* once every 12 months through our skip-a-loan payment program for any reason, no questions asked. Loans must be open for a minimum of 12 months to qualify. There is a $35 fee per loan skipped. First mortgages and credit cards are not eligible for this program and cannot be combined with any other offers or loan extensions. Click here to complete your request along with your signature, then fax it to 301-856-4061 Re: Skip- a-Pay.

Please note: If you are having trouble making payments and skipping one payment will only be a temporary fix for you, contact us before your payment is due so we can assist you with managing your finances. We are here to help!      

Financial Calculators

Use our financial calculators to estimate your interest payments or determine the amount you can afford to borrow.

Credit Information

USPS FCU is dedicated to helping our members get the credit they deserve. Visit Equifax to keep an eye on your credit reports and more.

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