VISA Checkcard

A USPS FCU Check Card means less hassle and more convenience for you.

Use it as a check wherever the VISA logo is displayed, or use it as an ATM card. Look at these advantages.

  • VISAUse your VISA Check Card every where that VISA debit cards are accepted. You avoid hassles over ID. There is no check to write.
  • Use it as you would a credit card when making purchases, paying for hotel/motel rooms, shopping by phone, or for any other reason that you would use a credit card. Since the money is taken from your Checking Account, there's no interest to pay.
  • Use it as an ATM card to withdraw money at ATMs everywhere. You can also use it to verify your account balances, make deposits at designated ATMs, and transfer money. And, it is safe.

A VISA Check Card is another USPS FCU Convenience Service for the way you live today.

Do you have one? Apply for a VISA Check Card today. Or call the Credit Union for more information.

Choose Credit When You Use Your VISA Check Card

At most stores, you can choose Debit or Credit when you make purchases with your USPS FCU VISA® Check Card. Unless you need cash back, always choose credit. Here's why:

  • Purchase Protection – Choose credit and your transaction is processed through VISA. If there's a problem with your purchase, your charges can be frozen until your dispute is settled. If you choose debit, it's just like paying cash. You won't have any leverage.
  • Security – Choose credit to protect your PIN number. When you don't enter your PIN for a check card transaction as often, there's less chance someone could access your accounts if your card is stolen.
  • No Charges – Choose credit to help keep our deposit rates higher and loan rates lower. Unlike debit transactions, we are not charged for credit transactions. That helps keep operating costs lower.

It's simple. For everyday shopping choose credit. It's your best purchase and fee protection. It's also faster than writing a check. Just sign the receipt and go. When you need cash back, choose debit.

If you have an Overdraft Protection Line of Credit, you can use your VISA Check Card for extra cash beyond your balance. It's the same as writing a check. Also, read the recent changes made to your VISA Check Card disclosure.