Checking Products

At U. S. Postal Service Federal Credit Union, you have a choice of two full service checking accounts: Interest Checking, Money Market Checking, or Access Checking. Any choice provides you with an alternative to the high checking fees and service charges at other financial institutions. All accounts have unlimited check writing privileges, and accept deposits in person, through the mail, or by convenient direct deposit. USPS FCU checking provides a money management tool to fill your needs.

Interest Checking Account

An Interest Checking Account pays dividends on all your money. You can have convenience and earnings on your checking funds, with a USPS FCU Interest Checking Account.

Plus, you will enjoy all of the following benefits:

No monthly service charges on average monthly balances over $250. Accounts that average less than $250 will be subject to a $5 monthly fee.
No minimum balance requirement for members under age 23 and over age 59.
Unlimited check writing, no per check fees.
Initial 50 Free Checks for new account.
Duplicate Checks.
QUE 24-hour account access via touchtone phone.
CU E-LINK 24-hour PC Home Banking.
24-hour ATM card access at any USPS FCU ATMs, CU24/CU HERE ATMs, and at MasterCard, CIRRUS, The Exchange, American Express, Discover, VISA, Diners Club, and CO-OP Network locations.
Point-of-sale transactions with USPS FCU ATM Card.
Sign up for Overdraft Line of Credit Protection.
Direct Deposit / Payroll Allotment.
VISA Check Card - Use as you would a check, ATM or credit card.
Surcharge-free ATM access nationwide

Checking Account Application

You may print out a Checking Account Application here and apply today!

Money Market Checking

Earn a very competitive rate on your checking funds with our Money Market Checking Account. Plus, there's no monthly service charge.

Plus:

Unlimited check writing, no per check fees.
Initial 50 Free Checks.
Duplicate Checks.
QUE 24-hour account access via touch-tone phone.
CU E-LINK 24-hour PC Home banking.
24-hour ATM Card access at USPS FCU ATMs, CU24/CU HERE ATMs, and at MasterCard, CIRRUS, The Exchange, American Express, Discover, VISA, Diners Club, and CO-OP Network locations.
Point-of-sale transactions with USPS FCU ATM Card.
Direct Deposit / Payroll Allotment.
VISA Check Card - Use as you would a check, ATM or credit card.
Surcharge-free ATM access nationwide

*$10 charge on balances below $2,000 anytime during the month.

Checking Account Application

Access Checking

A USPS FCU Access Checking Account is a great way to take advantage of Credit Union checking benefits. Access Checking offers all of the convenience of a Credit Union checking account with no minimum balance requirement.

Plus, you will enjoy all of the following benefits:

No monthly balance requirment.
No minimum deposit to open.
Unlimited check writing, no per check fees.
Initial 50 Free Checks for new account.
Duplicate checks.
QUE 24-hour account access via touchtone phone.
Free CU E-LINK 24-hour PC Home Banking and BillPayer.*
24-hour ATM card access at USPS FCU ATMs, CU24/CU HERE ATMs, and at MasterCard, CIRRUS, The Exchange, American Express, Discover, VISA, Diners Club, and CO-OP Network locations.
Point-of-sale and ATM transactions with USPS FCU VISA Check Card .
Sign up for Overdraft Line of Credit Protection.
Direct Deposit / Payroll Allotment.
Surcharge-free ATM access nationwide

Checking Account Application
You may print out a Checking Account Application here and apply today!.

*Free with Direct Deposit. Accounts without Direct Deposit may use the BillPayer service at $4.95 per month for unlimited bill payment.

Overdraft Line of Credit Protection

Protect your USPS FCU Checking Account from an accidental overdraft by applying for an open-end line-of-credit. Once you open a line of credit, the funds are available to you as needed, no need to apply again. And, there's more:

Use this line-of-credit to write yourself a loan simply by writing a check for more than your existing balance.
Pay no costs unless the line of credit is used.
Surcharge-free ATM access nationwide

Checking Account Application

[ Checking ] [ Switch Kit ] [ Reorder Checks ] [ Electronic Funds Transfer ] [ Direct Deposit ] [ Payroll Allotment ] [ Que Banking ] [ VISA Check Card ] [ ATM Card ] [ ATM Locations ] [ VISA Card ]