Loans For All ReasonsVehicle Loans

In the market for a new or used vehicle?

We can help make buying a new or used vehicle more affordable. Our low rates and extended terms will help you tailor a loan to fit your budget. Plus, we will process your loan request quickly!

New & Used Vehicle Loans

Don't forget, you can make your loan payments easier with Payroll Allotment. Direct Deposit will qualify you for a .25% deduction.

Already purchased a vehicle? Check out our refinancing opportunities. Members that have financed a vehicle elsewhere can refinance at our low rates. Contact the Credit Union for a rate and monthly payment quote.

Auto Buying Member Connection

  1. Pre-Approvals For Your Loan

Before financing a new or used vehicle with a bank or dealer, contact USPS FCU at (301) 856-5000 or 1-800-877-7328. We can pre-approve your loan which may give you additional negoatiating power to purchase the vehicle at the best price.
  2. Free Car Buying Tools

Enterprise not only rents vehicles, they also sell affordable used vehicles to Credit Union members at great prices. Follow the link below to visit Enterprise's web page.

United Buying Service (UBS) offers low prices and excellent service to Credit Union members in MD, VA, and DC. Looking for a new vehicle? Visit www.ubs4cars.com for more information.

How used is that used car? We recommend CARFAX to help you find out before you buy.

Extended Service contracts available through Auto Exam at special Credit Union prices.

AutoLand provides Driving Satisfaction with hassle free auto buying. (CA Members only)
  3. Negotiate The Best Deal

Now that you have your research and pre-approval, all that's left is to get the best deal. Give us a call if you need help along the way!

 

Recreational Vehicle Loans 

(Boats, Motorcycles, Motor Homes, Travel Trailers)

If you are buying a new RV, take advantage of our low rates, terms up to 84 months, and up to 100% financing of the purchase price. Maximum loan is $75,000

Is a used RV your cup of tea? You can finance up to 100% of the used car guide value for up to 84 months. Maximum loan is $75,000.

Direct Deposit Vehicle Loan Discounts

If you have your pay or retirement check directly deposited to a USPS FCU account, you are eligible for a .25% discount on a new or used vehicle loan. That adds up to savings for you every month. Call for information to sign-up.

Need a loan calculator?

Apply 24 Hours A Day!

By Telephone at 1-800-USPS FCU (877-7328) or online.


We do business in accordance with the
Federal Housing Law and the Equal Credit Opportunity Act.

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