The Free Access to Cash program allows Standard or Preferred members to make ATM withdrawals at little to no cost, plus use Shared Branching for FREE.

Standard Free Access to Cash exempts you from foreign ATM fees. You may also avoid surcharge fees at over 72,000 ATMs and get free shared branching transactions nationally. You will receive up to $1,000 towards closing costs on USPS FCU home equity loans. See our ATM locator for a complete list of those ATMs. Program eligibility is determined monthly.

To qualify for Standard Membership your membership must have:

• Access or Interest Checking account
• Aggregate minimum monthly direct deposit of $1000 (Direct deposit requirement waived for members under age 24.)
• Funds must be accessed with your Visa^® Check Card

Preferred Free Access to Cash exempts you from shared branching transaction fees, foreign ATM fees and any surcharge fees worldwide. Surcharge fees are reimbursed daily. You will receive up to $1,000 towards closing costs on USPS FCU home equity loans. Program eligibility is determined monthly.

To qualify for Preferred Free Access to Cash Membership your membership must have:

• Money Market Checking account
• Aggregate minimum monthly direct deposit of $1000 (Direct deposit requirement waived for members under age 24.)
• Funds must be accessed with your Visa^® Check Card

To find out more about this program, contact us, or call (301) 856-5000 or (800) 877-7328. Check out our ATM locator to find an ATM near you today.