About
Us: FAQsAbout
Us: FAQsLike people, not all financial institutions are alike. People like you look for better alternatives to managing their money. U. S. Postal Service Federal Credit Union offers you an option. You can choose to eliminate high-interest loans and high fees by choosing to join our Credit Union.
U. S. Postal Service Federal Credit Union is uniquely different from a bank, finance company, Savings & Loan, or Thrift. Once you join, you'll be immediately eligible for our low or no-fee financial services, lower interest rates for loans, and higher yield investment and savings accounts, plus outstanding member services and the attention you deserve.
Joining is easy. If you are eligible, just open a Share Account which represents your ownership in the Credit Union. Your share begins your lifetime of Credit Union benefits.
The credit union cooperative concept originated in Germany during the mid-1800s. A group of farmers, tired of high prices and outrageous interest rates, combined their money to buy supplies and establish a common pool for members to borrow from at lower interest rates.
Today's "credit unions" are similar. A credit union is a member-owned and not-for-profit financial cooperative. Deposits provide money for members who need loans. Members usually earn higher dividends on savings and pay lower interest rates on loans.
Currently, there are over 11,700 credit unions in the United States with more than 74,000,000 members. Although credit unions have changed over the years to meet the demands of their members, our long-standing philosophy of "People Helping People" has remained the same.
USPS FCU is part of a long-standing tradition in personal financial management. USPS FCU has been serving its members since 1934 when it was founded to serve employees of the U. S. Postal Service. We now serve over 23,300 members. Our membership also includes members from several Select Groups (SG).
U. S. Postal Service Federal Credit Union is a unique, not-for-profit, member-owned financial institution. We are chartered by the federal government and regulated by the National Credit Union Administration (NCUA). Member deposits are federally insured by the National Credit Union Share Insurance Fund (NCUSIF).
We provide friendly and personal service, lower interest rates for loans, higher yields on savings accounts, and many other benefits.
If you are an employee of the U. S. Postal Service, an employee or member of any of the Select Groups (SG), or a family or household member of a U. S. Postal Service Federal Credit Union member, you can join. That means you can invite your relatives by birth or marriage to join too.
Your Credit Union membership is for life, regardless of whether you change jobs, move, or retire. Wherever you go or whatever you do, you can access your Credit Union's financial products and services by mail, phone, fax, e-mail, Internet, and nationwide ATMs.
U. S. Postal Service Federal Credit Union is a member-owned and operated, not-for-profit financial cooperative chartered under federal law. USPS FCU has been providing sound financial support for its members for many years through the efforts of its Board of Directors, Supervisory Committee, and professional staff. Each group performs different functions to ensure the integrity and soundness of the Credit Union.
The Board establishes loan and savings policies and directs the affairs of the Credit Union. The Supervisory Committee oversees the financial affairs and strength of your Credit Union. If you would like to know more about the functions of your Board and Supervisory Committee, give us a call and/or attend the Annual Meetings.
Chairman: Michael E. McCartney Vice Chairman/Director of Technology/Operations: Richard E. Gatewood Secretary/Treasurer/Director of Finance: Timothy S. Gavagan Director of Membership: E. Richard Long Director of Marketing: Richard Yessian Director of Human Resources: A. Patrick Brown Director of Strategic Planning: Gilbert A. Ford, Jr.
Chairman: Robert J. Pedersen Member: Amy Rose Member: Thomas E. Dale, Jr. Member: Darryl Williams Member: Martha Williams-Brown
Our vision is Service Excellence.
We will achieve our shared vision by believing and practicing our shared core values:
Respect
Positive Attitude
Team Spirit
Honesty
Consistency
Education
Personal Achievement
Communication
Safety & Security