Wire Transfer Procedures

Members often have an urgent need to receive virtually immediate availability of funds at an alternate financial institution. This transaction requires the wiring of funds.

Members can request that the Credit Union wire funds from their U. S. Postal Service Federal Credit Union account to another financial institution, or vice-versa.

Outgoing Funds Wire Procedures

If you wish us to wire funds from USPS FCU, submit a signed Wire Transfer Request Form to the Credit Union. In some instances, you will have to be available by phone to verify information you have given us; in other cases, we will need to have certain information on file ahead of time (a password or PIN) to help us verify the authenticity of the sender, you.

Wire Transfer Agreement • Wire Transfer Request

Print and review both forms. Sign and mail the Wire Transfer Request to the Credit Union at 7905 Malcolm Rd Suite 311, Clinton, MD 20735. Fax requests may be used in an urgent situation; however, the original form must be mailed to the Credit Union in a timely manner.

In-Person Requests

You will be asked to sign a form and present a picture ID when requesting wire transfers in person.

Telephone Requests

If the wire request is for $1,000 or less, which is being transferred from your account at USPS FCU to your account at another financial institution, you will be required to supply a USPS FCU employee with any or all of the following information:

• The maiden name of a spouse or parent
• Passwords or PINs you have chosen or have on file with us
• Verification of specific account activity

If the wire request is for more than $1,000, and/or you are requesting that USPS FCU wire funds to a third party, you will be informed that you need to make that request in writing (a form can be faxed to you, or download and print the ones included here).

Wire Transfer Agreement • Wire Transfer Request

Once we have received the completed and signed form, the request will be handled as a fax or mail wire request.

FAX or Mail Requests

If you fax or mail in your request, you will need to be available by phone to verify information through a "Callback Procedure" implemented by the USPS FCU. The phone number used by the Credit Union staff will be one currently on file with us in our member database. When contacted, you will need to verify the following information:

• The maiden name of a spouse or parent
• Passwords of Pins you have chosen or have on file with us
• Specific account activity

Changes To A PAssword Or PIN

Contact USPS FCU at (301) 856-5000 or 1-800-877-7328 to request a form to add, change, or delete a password, PIN (a personal identification number other than the one used for other electronic services such as QUE or ATM access), or maiden name of spouse or parent for wire transfer verification purposes.

Please note the following:

• The Credit Union does not charge to receive a wire for credit to your account; however, there is a $50 fee for outgoing international wires and a $15 fee for outgoing domestic wires.
• It is always a good idea to contact the funds wiring department of the receiving institution to request their specific incoming wire instructions.
• Completed forms must be signed and faxed to the Accounting Department by 3:00 p.m. (EST) for domestic wires or by 10:30 a.m. (EST) for international wires.
• Incorrect wiring instructions may delay the completion of your wire until the next business day.
• Please keep the Credit Union informed of your current telephone number. Incorrect phone numbers may delay the completion of your wire when the "Callback Procedure" is used.

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