About Us

Now you can choose your financial institution.

Like people, not all financial institutions are alike. People like you look for better alternatives to managing their money. U.S. Postal Service Federal Credit Union offers you an option. You can choose to eliminate high-interest loans and high fees by choosing to join our Credit Union. U.S. Postal Service Federal Credit Union is uniquely different from a bank, finance company, Savings & Loan, or Thrift. Once you join, you'll be immediately eligible for our low or no-fee financial services, lower interest rates for loans, and higher yield investment and savings accounts, plus outstanding member services and the attention you deserve. Joining is easy. If you are eligible, just open a Share Account which represents your ownership in the Credit Union. Your share begins your lifetime of Credit Union benefits.

What Is A Credit Union?

The credit union cooperative concept originated in Germany during the mid-1800s. A group of farmers, tired of high prices and outrageous interest rates, combined their money to buy supplies and establish a common pool for members to borrow from at lower interest rates. Today's credit unions are similar. A credit union is a member-owned and not-for-profit financial cooperative. Deposits provide money for members who need loans. Members usually earn higher dividends on savings and pay lower interest rates on loans. Currently, there are over 11,700 credit unions in the United States with more than 74,000,000 members. Although credit unions have changed over the years to meet the demands of their members, our long-standing philosophy of 'People Helping People' has remained the same. USPS FCU is part of a long-standing tradition in personal financial management. USPS FCU has been serving its members since 1934 when it was founded to serve employees of the U. S. Postal Service. We now serve over 23,300 members. Our membership also includes members from several Select Groups (SG).

Board of Directors & Supervisory Committee

U. S. Postal Service Federal Credit Union is a member-owned and operated, not-for-profit financial cooperative chartered under federal law. USPS FCU has been providing sound financial support for its members for many years through the efforts of its Board of Directors, Supervisory Committee, and professional staff. Each group performs different functions to ensure the integrity and soundness of the Credit Union.

The Board establishes loan and savings policies and directs the affairs of the Credit Union. The Supervisory Committee oversees the financial affairs and strength of your Credit Union. If you would like to know more about the functions of your Board and Supervisory Committee, give us a call and/or attend the Annual Meetings.

Board of Directors
Charles A. McCullough, II, Esq.
Vice Chairman: Michael E. McCartney
Secretary/Treasurer/Director of Finance: Timothy S. Gavagan
Director of Technology/Operations:Richard E. Gatewood
Director of Strategic Planning: Thomas Dale, Jr.
Director of Marketing: Gilbert A. Ford, Jr.
Director of Human Resources:Richard Yessian
Supervisory Committee
Chairman:William Batterton
Member:Amy Rose
Member:Richard Strasser, Jr.
Member:Leonardo Green
Member:Mark S. Berthold

If you are interested in volunteering for the Supervisory Committee or have any concerns that deal with integrity, accounting, internal controls or other auditing matters, please contact us at:

U. S. Postal Service Federal Credit Union
ATTN: Supervisory Committee
7905 Malcolm Road
Suite 311
Clinton, MD 20735-1730

USPS FCU Shared Vision and Values

Our vision is Service Excellence. We will achieve our shared vision by believing and practicing our shared core values:
  • Respect
  • Positive Attitude
  • Team Spirit
  • Honesty
  • Consistency
  • Education
  • Personal Achievement
  • Communication
  • Safety & Security
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