USPS Federal Credit Union | Serving Postal Employees

HOME EQUITY LINE OF CREDIT SOLUTIONS

Access your home’s equity with up to $3,500 toward closing costs.*

Wrap Up Your Holiday Debt

Special Holiday Loan - Available Until Jan. 31, 2026

Individual Retirement Accounts

Find the Best IRA for Your Future

Gear Up for a Great Auto Loan

Shift into Savings with Great Rates as Low as 3.75% APR

Enjoy the Holidays without the Stress

Start your FREE financial counseling today!

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6.75% APR

Home Equity Loans

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4.25% APY

IRA Certificates

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3.60% APY

Money Market Add-On Certificate

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4.75% APR

Vehicle Loans

Current Promotions

Early Direct Deposit

Get Paid Faster with USPS FCU

Access your paycheck or government benefit funds up to two days earlier than your regular payday.

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Free Financial Counseling for Members

Take Control of Your Finances

Get trusted guidance from our partner, GreenPath, to manage debt, build savings, and achieve your goals.

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Why Join USPS FCU?

Our Credit Union offers a wide selection of helpful, progressive, low-cost financial products and services. Your employees will benefit from our better alternative to banks’ high-priced services and less-than-great personal attention.